annual leasehold
enter cyber valley with 30% down. the rest is a fixed yearly rent for 25 years — locked on day one, not renegotiated at market.
on bali, land often wants full cash or rides ~9% a year. that builds flips, not businesses. here the unpaid part grows only with the century index plus a modest 3% land floor, and the fee for paying later is just 1–4% by deposit. so entrepreneurs can start building instead of scraping for a full cheque.
hak sewa with the estate: build, live, sublet. after build — hak pakai with KITAS/KITAP, or hak milik if you are WNI. full cash today? leasehold upfront.
price your deal
appendices
A · reading the numbers
| term | meaning |
|---|---|
| pay now | deposit only |
| yearly rents | all annual payments — no deposit |
| total you pay | deposit + rents |
| extra vs full pay | how much more (or less) than 100% cash today |
| first year rent | instalment in year 1 |
| last year rent | instalment in the final year |
| chart | hover any year for the exact amount |
B · fee by deposit size
bigger deposit → thinner fee. rent path still fixed at signing.
| deposit | 30% | 40% | 50% | 60% | 70% | 80% | 90% |
|---|---|---|---|---|---|---|---|
| fee | 4.0% | 3.5% | 3.0% | 2.5% | 2.0% | 1.5% | 1.0% |
fee = 0.5% + 5% × (1 − deposit). 100% prepaid → leasehold upfront.
C · display units
IDR · USD · CNY · GOLD · BTC · ETH. live on load (open.er-api + CoinGecko; GOLD via PAX Gold → g). offline → fallbacks. switching unit does not change the deal.
D · legal form
hak sewa now; after build → hak pakai (KITAS/KITAP) or hak milik (WNI). skeleton: land rights agreement.